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Category: Business
Word Count: 2603
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non interest income

Banks can differ markedly in their sources of income. Some focus on business lending, some on household lending, and some on fee-earning activities. Most non interest income is made up of loan organization and deposit account fees . Increasingly, however, most banks are diversifying into fee-earning activities. Diversification across various sources of earnings is welcomed for, it is claimed, diversification reduces risk. Differences in the bank activity mix also have an impact on spreads and pr
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